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When we talk about debt and its impact on our economy, we almost always mean “government debt.” However, this is only a small part of the picture: individuals, private firms, and households owe trillions, and these private debts are vital to understanding the economy.In this iconoclastic book, Richard Vague examines the assets, liabilities, and incomes of the entire country, private and public sector, to reveal its net worth. His holistic analysis shows that the real factor that drives both financial crises and spiraling inequality—but also, paradoxically, economic growth—is ever rising private debt. The paradox is that while debt is essential and our economy relies on it, it also brings instability unless it is periodically deleveraged—and that is very hard to do. It can, however, be carefully managed, and Vague ends the book by showing how to do so in policy areas ranging from trade and housing to financial policy and student debt.Underpinned by pioneering data analysis and the author’s lifetime of experience in the financial world, this book is essential for anyone who wants to understand the deep, underlying dynamics of the American economy.

Debt. --- Finance, Personal. --- GDP. --- assets. --- balance sheet. --- banking. --- company shares. --- covid. --- de-leveraging. --- debt exploitation. --- debt jubilee. --- deficit. --- economic growth. --- economic inequality. --- equity. --- finance. --- financial crisis. --- financial policy. --- government program. --- household debt. --- household income. --- housing policy. --- inflation. --- investments. --- loan forgiveness. --- mortgage. --- net worth. --- policy recommendations. --- private debt. --- public debt. --- real estate. --- stock market. --- student loan. --- underserved communities.

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U.S. policymakers have stepped up systematic disaster preparedness efforts sharply since the terrorist attacks of September 11, 2001, including the creation of the U.S. Department of Homeland Security and a plethora of federal initiatives. Against a backdrop of natural disasters that occur each year in the United States and heightened concern about pandemic influenza, there is an emerging national consensus that the best path is an all-hazards approach to disaster preparedness planning and that effective local planning is critical. Military installations and their civilian counterparts-local government and local health-care providers, especially the U.S. Department of Veterans Affairs-can strengthen local-level disaster preparedness planning. This report describes the prototype capabilities-based planning tool that RAND developed and the two prototype networking tools that RAND adapted to help local military and civilian planners collaborate in disaster preparedness.

Emergency management --- North America --- Government Programs --- Disasters --- Environment --- Social Sciences --- Americas --- Geographic Locations --- Anthropology, Education, Sociology and Social Phenomena --- Environment and Public Health --- Health Care --- Geographicals --- United States --- Disaster Planning --- Civil Defense --- Social Welfare & Social Work --- Social Welfare & Social Work - General --- Emergency Preparedness --- Civil Defenses --- Defense, Civil --- Defenses, Civil --- Preparedness, Emergency --- Disaster Relief Planning --- Disaster Relief Plannings --- Planning, Disaster --- Planning, Disaster Relief --- Plannings, Disaster Relief --- Relief Planning, Disaster --- Relief Plannings, Disaster --- Community-Based Distribution --- Contraceptive Distribution --- Delivery of Healthcare --- Dental Care Delivery --- Distribution, Non-Clinical --- Distribution, Nonclinical --- Distributional Activities --- Healthcare --- Healthcare Delivery --- Healthcare Systems --- Non-Clinical Distribution --- Nonclinical Distribution --- Delivery of Dental Care --- Health Care Delivery --- Health Care Systems --- Activities, Distributional --- Activity, Distributional --- Care, Health --- Community Based Distribution --- Community-Based Distributions --- Contraceptive Distributions --- Deliveries, Healthcare --- Delivery, Dental Care --- Delivery, Health Care --- Delivery, Healthcare --- Distribution, Community-Based --- Distribution, Contraceptive --- Distribution, Non Clinical --- Distributional Activity --- Distributions, Community-Based --- Distributions, Contraceptive --- Distributions, Non-Clinical --- Distributions, Nonclinical --- Health Care System --- Healthcare Deliveries --- Healthcare System --- Non Clinical Distribution --- Non-Clinical Distributions --- Nonclinical Distributions --- System, Health Care --- System, Healthcare --- Systems, Health Care --- Systems, Healthcare --- Science, Social --- Sciences, Social --- Social Science --- Environmental Impact --- Environmental Impacts --- Impact, Environmental --- Impacts, Environmental --- Environments --- Natural Disaster --- Natural Disasters --- Disaster --- Disaster, Natural --- Disasters, Natural --- Government Sponsored Programs --- Government-Sponsored Programs --- Government Program --- Government Sponsored Program --- Government-Sponsored Program --- Program, Government --- Program, Government Sponsored --- Program, Government-Sponsored --- Programs, Government --- Programs, Government Sponsored --- Programs, Government-Sponsored --- United States Department of Homeland Security --- Environmental Health --- Chernobyl Nuclear Accident --- National Health Programs

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Medical errors --- Iatrogenic diseases --- Patients --- Health Services --- Evaluation Studies as Topic --- Social Sciences --- Quality of Health Care --- Health Care Evaluation Mechanisms --- North America --- Health Services Administration --- Anthropology, Education, Sociology and Social Phenomena --- Americas --- Investigative Techniques --- Health Care Facilities, Manpower, and Services --- Analytical, Diagnostic and Therapeutic Techniques and Equipment --- Health Care --- Health Care Quality, Access, and Evaluation --- Geographic Locations --- Geographicals --- Government Programs --- United States --- Medical Errors --- Program Evaluation --- Medicine --- Health & Biological Sciences --- Medical Professional Practice --- Government policy --- Prevention --- Safety measures --- Family Planning Program Evaluation --- Program Appropriateness --- Program Effectiveness --- Program Sustainability --- Evaluation, Program --- Appropriateness, Program --- Effectiveness, Program --- Evaluations, Program --- Program Evaluations --- Program Sustainabilities --- Sustainabilities, Program --- Sustainability, Program --- Critical Incidents, Medical --- Critical Medical Incidents --- Errors, Medical --- Errors, Surgical --- Medical Error of Commission --- Medical Error of Omission --- Medical Errors of Commission --- Medical Errors of Omission --- Medical Mistake --- Mistake, Medical --- Mistakes, Medical --- Never Event --- Surgical Error --- Wrong-Patient Surgery --- Wrong-Procedure Errors --- Wrong-Site Surgery --- Medical Mistakes --- Surgical Errors --- Commission Medical Error --- Commission Medical Errors --- Critical Incident, Medical --- Critical Medical Incident --- Error, Medical --- Error, Surgical --- Error, Wrong-Procedure --- Errors, Wrong-Procedure --- Event, Never --- Events, Never --- Incident, Critical Medical --- Incident, Medical Critical --- Incidents, Critical Medical --- Incidents, Medical Critical --- Medical Critical Incident --- Medical Critical Incidents --- Medical Error --- Medical Incident, Critical --- Medical Incidents, Critical --- Never Events --- Omission Medical Error --- Omission Medical Errors --- Surgeries, Wrong-Patient --- Surgeries, Wrong-Site --- Surgery, Wrong-Patient --- Surgery, Wrong-Site --- Wrong Patient Surgery --- Wrong Procedure Errors --- Wrong Site Surgery --- Wrong-Patient Surgeries --- Wrong-Procedure Error --- Wrong-Site Surgeries --- Government Sponsored Programs --- Government-Sponsored Programs --- Government Program --- Government Sponsored Program --- Government-Sponsored Program --- Program, Government --- Program, Government Sponsored --- Program, Government-Sponsored --- Programs, Government --- Programs, Government Sponsored --- Programs, Government-Sponsored --- Healthcare Quality, Access, and Evaluation --- Community-Based Distribution --- Contraceptive Distribution --- Delivery of Healthcare --- Dental Care Delivery --- Distribution, Non-Clinical --- Distribution, Nonclinical --- Distributional Activities --- Healthcare --- Healthcare Delivery --- Healthcare Systems --- Non-Clinical Distribution --- Nonclinical Distribution --- Delivery of Dental Care --- Health Care Delivery --- Health Care Systems --- Activities, Distributional --- Activity, Distributional --- Care, Health --- Community Based Distribution --- Community-Based Distributions --- Contraceptive Distributions --- Deliveries, Healthcare --- Delivery, Dental Care --- Delivery, Health Care --- Delivery, Healthcare --- Distribution, Community-Based --- Distribution, Contraceptive --- Distribution, Non Clinical --- Distributional Activity --- Distributions, Community-Based --- Distributions, Contraceptive --- Distributions, Non-Clinical --- Distributions, Nonclinical --- Health Care System --- Healthcare Deliveries --- Healthcare System --- Non Clinical Distribution --- Non-Clinical Distributions --- Nonclinical Distributions --- System, Health Care --- System, Healthcare --- Systems, Health Care --- Systems, Healthcare --- Healthcare Facilities, Manpower, and Services --- Investigative Technics --- Investigative Technic --- Investigative Technique --- Technic, Investigative --- Technics, Investigative --- Technique, Investigative --- Techniques, Investigative --- Administration, Health Services --- Healthcare Evaluation Mechanisms --- Evaluation Mechanism, Healthcare --- Evaluation Mechanisms, Healthcare --- Healthcare Evaluation Mechanism --- Mechanism, Healthcare Evaluation --- Mechanisms, Healthcare Evaluation --- Quality of Care --- Quality of Healthcare --- Care Qualities --- Care Quality --- Health Care Quality --- Healthcare Quality --- Science, Social --- Sciences, Social --- Social Science --- Critique --- Evaluation --- Evaluation Indexes --- Evaluation Methodology --- Evaluation Report --- Evaluation Research --- Methodology, Evaluation --- Pre-Post Tests --- Qualitative Evaluation --- Quantitative Evaluation --- Theoretical Effectiveness --- Use-Effectiveness --- Critiques --- Effectiveness, Theoretical --- Evaluation Methodologies --- Evaluation Reports --- Evaluation, Qualitative --- Evaluation, Quantitative --- Evaluations --- Evaluations, Qualitative --- Evaluations, Quantitative --- Indexes, Evaluation --- Methodologies, Evaluation --- Pre Post Tests --- Pre-Post Test --- Qualitative Evaluations --- Quantitative Evaluations --- Report, Evaluation --- Reports, Evaluation --- Research, Evaluation --- Test, Pre-Post --- Tests, Pre-Post --- Use Effectiveness --- Services, Health --- Health Service --- Service, Health --- Medical mishaps --- Mishaps, Medical --- organization & administration --- Social Validity, Research --- Iatrogenic Disease --- Risk Management --- National Health Programs --- Pharmacy Audit --- Audit, Pharmacy --- Pharmacy Audits --- Persons --- Sick --- Diseases --- Therapeutics --- Errors, Scientific --- Complications --- Practice --- Program Evaluation. --- Government Programs. --- prevention & control. --- United States.

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Hospitals --- Medical errors --- Medical care --- Disciplines and Occupations --- Safety --- Education, Professional --- Anthropology, Education, Sociology and Social Phenomena --- Social Sciences --- North America --- Health Services --- Risk Management --- Organization and Administration --- Health Services Administration --- Americas --- Accident Prevention --- Health Care Facilities, Manpower, and Services --- Health Care --- Accidents --- Geographic Locations --- Geographicals --- Public Health --- Environment and Public Health --- Government Programs --- United States --- Safety Management --- Health Occupations --- Medical Errors --- Education --- Education, Continuing --- Health & Biological Sciences --- Hospitals & Medical Centers --- Safety measures --- Prevention --- Quality control --- Continuing Education --- Activities, Educational --- Educational Activities --- Workshops --- Literacy Programs --- Training Programs --- Activity, Educational --- Educational Activity --- Literacy Program --- Program, Literacy --- Program, Training --- Programs, Literacy --- Programs, Training --- Training Program --- Workshop --- Students --- Critical Incidents, Medical --- Critical Medical Incidents --- Errors, Medical --- Errors, Surgical --- Medical Error of Commission --- Medical Error of Omission --- Medical Errors of Commission --- Medical Errors of Omission --- Medical Mistake --- Mistake, Medical --- Mistakes, Medical --- Never Event --- Surgical Error --- Wrong-Patient Surgery --- Wrong-Procedure Errors --- Wrong-Site Surgery --- Medical Mistakes --- Surgical Errors --- Commission Medical Error --- Commission Medical Errors --- Critical Incident, Medical --- Critical Medical Incident --- Error, Medical --- Error, Surgical --- Error, Wrong-Procedure --- Errors, Wrong-Procedure --- Event, Never --- Events, Never --- Incident, Critical Medical --- Incident, Medical Critical --- Incidents, Critical Medical --- Incidents, Medical Critical --- Medical Critical Incident --- Medical Critical Incidents --- Medical Error --- Medical Incident, Critical --- Medical Incidents, Critical --- Never Events --- Omission Medical Error --- Omission Medical Errors --- Surgeries, Wrong-Patient --- Surgeries, Wrong-Site --- Surgery, Wrong-Patient --- Surgery, Wrong-Site --- Wrong Patient Surgery --- Wrong Procedure Errors --- Wrong Site Surgery --- Wrong-Patient Surgeries --- Wrong-Procedure Error --- Wrong-Site Surgeries --- Health Professions --- Health Occupation --- Health Profession --- Occupation, Health --- Occupations, Health --- Profession, Health --- Professions, Health --- Hazard Control --- Hazard Surveillance Program --- Safety Culture --- Hazard Management --- Control, Hazard --- Culture, Safety --- Cultures, Safety --- Hazard Controls --- Hazard Surveillance Programs --- Management, Hazard --- Management, Safety --- Program, Hazard Surveillance --- Programs, Hazard Surveillance --- Safety Cultures --- Surveillance Program, Hazard --- Surveillance Programs, Hazard --- Government Sponsored Programs --- Government-Sponsored Programs --- Government Program --- Government Sponsored Program --- Government-Sponsored Program --- Program, Government --- Program, Government Sponsored --- Program, Government-Sponsored --- Programs, Government --- Programs, Government Sponsored --- Programs, Government-Sponsored --- Environment, Preventive Medicine & Public Health --- Environment, Preventive Medicine and Public Health --- Health, Public --- Accident --- Community-Based Distribution --- Contraceptive Distribution --- Delivery of Healthcare --- Dental Care Delivery --- Distribution, Non-Clinical --- Distribution, Nonclinical --- Distributional Activities --- Healthcare --- Healthcare Delivery --- Healthcare Systems --- Non-Clinical Distribution --- Nonclinical Distribution --- Delivery of Dental Care --- Health Care Delivery --- Health Care Systems --- Activities, Distributional --- Activity, Distributional --- Care, Health --- Community Based Distribution --- Community-Based Distributions --- Contraceptive Distributions --- Deliveries, Healthcare --- Delivery, Dental Care --- Delivery, Health Care --- Delivery, Healthcare --- Distribution, Community-Based --- Distribution, Contraceptive --- Distribution, Non Clinical --- Distributional Activity --- Distributions, Community-Based --- Distributions, Contraceptive --- Distributions, Non-Clinical --- Distributions, Nonclinical --- Health Care System --- Healthcare Deliveries --- Healthcare System --- Non Clinical Distribution --- Non-Clinical Distributions --- Nonclinical Distributions --- System, Health Care --- System, Healthcare --- Systems, Health Care --- Systems, Healthcare --- Healthcare Facilities, Manpower, and Services --- Prevention, Accident --- Accident Preventions --- Preventions, Accident --- Administration and Organization --- Administrative Technics --- Administrative Techniques --- Coordination, Administrative --- Logistics --- Supervision --- Technics, Administrative --- Techniques, Administrative --- Administration --- Administrative Coordination --- Administrative Technic --- Administrative Technique --- Technic, Administrative --- Technique, Administrative --- Hospital Incident Reportings --- Incident Reporting --- Incident Reportings, Hospital --- Management, Risks --- Reporting, Hospital Incident --- Reportings, Hospital Risk --- Voluntary Patient Safety Event Reporting --- Hospital Incident Reporting --- Incident Reporting, Hospital --- Hospital Risk Reporting --- Hospital Risk Reportings --- Incident Reportings --- Management, Risk --- Reporting, Hospital Risk --- Reporting, Incident --- Reportings, Hospital Incident --- Reportings, Incident --- Risk Reporting, Hospital --- Risk Reportings, Hospital --- Risks Management --- Services, Health --- Health Service --- Service, Health --- Administration, Health Services --- Science, Social --- Sciences, Social --- Social Science --- Professional Education --- Safeties --- education --- prevention & control --- organization & administration --- Iatrogenic Disease --- Occupations --- Organizational Culture --- National Health Programs --- Community Health --- Health, Community --- Preventive Medicine --- Education, Public Health Professional --- Truth Disclosure --- Safety Management. --- Education, Continuing. --- Government Programs. --- management. --- prevention & control. --- Patient Safety Improvement Corps (U.S.). --- United States. --- Patient Safety Improvement Corps (U.S.)

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Medical errors --- Iatrogenic diseases --- Patients --- Health Care Evaluation Mechanisms --- Safety --- Quality of Health Care --- Organization and Administration --- Evaluation Studies as Topic --- Health Services --- Social Sciences --- Risk Management --- North America --- Accident Prevention --- Investigative Techniques --- Anthropology, Education, Sociology and Social Phenomena --- Americas --- Health Care Facilities, Manpower, and Services --- Health Services Administration --- Health Care --- Analytical, Diagnostic and Therapeutic Techniques and Equipment --- Health Care Quality, Access, and Evaluation --- Accidents --- Geographic Locations --- Public Health --- Geographicals --- Environment and Public Health --- Safety Management --- Medical Errors --- Program Evaluation --- Government Programs --- United States --- Medicine --- Health & Biological Sciences --- Medical Professional Practice --- Government policy --- Prevention --- Safety measures --- Government Sponsored Programs --- Government-Sponsored Programs --- Government Program --- Government Sponsored Program --- Government-Sponsored Program --- Program, Government --- Program, Government Sponsored --- Program, Government-Sponsored --- Programs, Government --- Programs, Government Sponsored --- Programs, Government-Sponsored --- Family Planning Program Evaluation --- Program Appropriateness --- Program Effectiveness --- Program Sustainability --- Evaluation, Program --- Appropriateness, Program --- Effectiveness, Program --- Evaluations, Program --- Program Evaluations --- Program Sustainabilities --- Sustainabilities, Program --- Sustainability, Program --- Critical Incidents, Medical --- Critical Medical Incidents --- Errors, Medical --- Errors, Surgical --- Medical Error of Commission --- Medical Error of Omission --- Medical Errors of Commission --- Medical Errors of Omission --- Medical Mistake --- Mistake, Medical --- Mistakes, Medical --- Never Event --- Surgical Error --- Wrong-Patient Surgery --- Wrong-Procedure Errors --- Wrong-Site Surgery --- Medical Mistakes --- Surgical Errors --- Commission Medical Error --- Commission Medical Errors --- Critical Incident, Medical --- Critical Medical Incident --- Error, Medical --- Error, Surgical --- Error, Wrong-Procedure --- Errors, Wrong-Procedure --- Event, Never --- Events, Never --- Incident, Critical Medical --- Incident, Medical Critical --- Incidents, Critical Medical --- Incidents, Medical Critical --- Medical Critical Incident --- Medical Critical Incidents --- Medical Error --- Medical Incident, Critical --- Medical Incidents, Critical --- Never Events --- Omission Medical Error --- Omission Medical Errors --- Surgeries, Wrong-Patient --- Surgeries, Wrong-Site --- Surgery, Wrong-Patient --- Surgery, Wrong-Site --- Wrong Patient Surgery --- Wrong Procedure Errors --- Wrong Site Surgery --- Wrong-Patient Surgeries --- Wrong-Procedure Error --- Wrong-Site Surgeries --- Hazard Control --- Hazard Surveillance Program --- Safety Culture --- Hazard Management --- Control, Hazard --- Culture, Safety --- Cultures, Safety --- Hazard Controls --- Hazard Surveillance Programs --- Management, Hazard --- Management, Safety --- Program, Hazard Surveillance --- Programs, Hazard Surveillance --- Safety Cultures --- Surveillance Program, Hazard --- Surveillance Programs, Hazard --- Environment, Preventive Medicine & Public Health --- Environment, Preventive Medicine and Public Health --- Health, Public --- Healthcare Evaluation Mechanisms --- Evaluation Mechanism, Healthcare --- Evaluation Mechanisms, Healthcare --- Healthcare Evaluation Mechanism --- Mechanism, Healthcare Evaluation --- Mechanisms, Healthcare Evaluation --- Accident --- Healthcare Quality, Access, and Evaluation --- Community-Based Distribution --- Contraceptive Distribution --- Delivery of Healthcare --- Dental Care Delivery --- Distribution, Non-Clinical --- Distribution, Nonclinical --- Distributional Activities --- Healthcare --- Healthcare Delivery --- Healthcare Systems --- Non-Clinical Distribution --- Nonclinical Distribution --- Delivery of Dental Care --- Health Care Delivery --- Health Care Systems --- Activities, Distributional --- Activity, Distributional --- Care, Health --- Community Based Distribution --- Community-Based Distributions --- Contraceptive Distributions --- Deliveries, Healthcare --- Delivery, Dental Care --- Delivery, Health Care --- Delivery, Healthcare --- Distribution, Community-Based --- Distribution, Contraceptive --- Distribution, Non Clinical --- Distributional Activity --- Distributions, Community-Based --- Distributions, Contraceptive --- Distributions, Non-Clinical --- Distributions, Nonclinical --- Health Care System --- Healthcare Deliveries --- Healthcare System --- Non Clinical Distribution --- Non-Clinical Distributions --- Nonclinical Distributions --- System, Health Care --- System, Healthcare --- Systems, Health Care --- Systems, Healthcare --- Administration, Health Services --- Healthcare Facilities, Manpower, and Services --- Investigative Technics --- Investigative Technic --- Investigative Technique --- Technic, Investigative --- Technics, Investigative --- Technique, Investigative --- Techniques, Investigative --- Prevention, Accident --- Accident Preventions --- Preventions, Accident --- Hospital Incident Reportings --- Incident Reporting --- Incident Reportings, Hospital --- Management, Risks --- Reporting, Hospital Incident --- Reportings, Hospital Risk --- Voluntary Patient Safety Event Reporting --- Hospital Incident Reporting --- Incident Reporting, Hospital --- Hospital Risk Reporting --- Hospital Risk Reportings --- Incident Reportings --- Management, Risk --- Reporting, Hospital Risk --- Reporting, Incident --- Reportings, Hospital Incident --- Reportings, Incident --- Risk Reporting, Hospital --- Risk Reportings, Hospital --- Risks Management --- Science, Social --- Sciences, Social --- Social Science --- Services, Health --- Health Service --- Service, Health --- Critique --- Evaluation --- Evaluation Indexes --- Evaluation Methodology --- Evaluation Report --- Evaluation Research --- Methodology, Evaluation --- Pre-Post Tests --- Qualitative Evaluation --- Quantitative Evaluation --- Theoretical Effectiveness --- Use-Effectiveness --- Critiques --- Effectiveness, Theoretical --- Evaluation Methodologies --- Evaluation Reports --- Evaluation, Qualitative --- Evaluation, Quantitative --- Evaluations --- Evaluations, Qualitative --- Evaluations, Quantitative --- Indexes, Evaluation --- Methodologies, Evaluation --- Pre Post Tests --- Pre-Post Test --- Qualitative Evaluations --- Quantitative Evaluations --- Report, Evaluation --- Reports, Evaluation --- Research, Evaluation --- Test, Pre-Post --- Tests, Pre-Post --- Use Effectiveness --- Administration and Organization --- Administrative Technics --- Administrative Techniques --- Coordination, Administrative --- Logistics --- Supervision --- Technics, Administrative --- Techniques, Administrative --- Administration --- Administrative Coordination --- Administrative Technic --- Administrative Technique --- Technic, Administrative --- Technique, Administrative --- Quality of Care --- Quality of Healthcare --- Care Qualities --- Care Quality --- Health Care Quality --- Healthcare Quality --- Safeties --- Medical mishaps --- Mishaps, Medical --- organization & administration --- prevention & control --- National Health Programs --- Social Validity, Research --- Iatrogenic Disease --- Organizational Culture --- Community Health --- Health, Community --- Preventive Medicine --- Education, Public Health Professional --- Persons --- Sick --- Truth Disclosure --- Diseases --- Therapeutics --- Pharmacy Audit --- Audit, Pharmacy --- Pharmacy Audits --- Errors, Scientific --- Complications --- Practice --- Safety Management. --- Program Evaluation. --- Government Programs. --- prevention & control. --- United States.